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Our Plans — Overview

HealthPlus offers more choices, more value and more solutions for quality health care plans. We’re committed to optimizing the value of your health care coverage with flexibility and choices that deliver the care your clients want.

PLAN

PCP REQUIRED OUT-OF-NETWORK COVERAGE REFERRALS

DEDUCTIBLES

PPO Plans

PPO Plans No Yes Self-Referral Yes
HSA-Compatible High
Deductible Health Plans
No Yes Self-Referral Yes

HMO Plans

HMO Plans Yes No PCP Refers No
Deductible Plans Yes No PCP Refers Yes
HSA-Compatible High
Deductible Health Plans
Yes No PCP Refers Yes

Point of Service (POS) Plans

POS Plans Yes Yes Self-Referral No